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Public Liability

All people not employed by the school are covered by the school’s public liability insurance. This provides financial benefits in the event of injury or death due to negligence on the part of Bethel occurring on any of the property owned by the school, including residences. Family members are included in this coverage. Maximum coverage is $500,000 per occurrence. All people employed by Bethel are covered for such injuries under the Workers’ Compensation InsuranceBethel University has general liability insurance protecting the University and its employees against allegations of negligent bodily injury and property damage to third parties. Bethel employees are covered for on the job injuries by workers' compensation.

Malpractice Insurance

Nursing instructors, counselors, and student health center professionals are insured for professional liability alleged by third parties.

Legal Liability

All teachers are protected by insurance against legal suits instituted against them because of injuries that may be sustained by students under their jurisdiction up to $500,000 per occurrence.

Nursing instructors and counselors in Counseling Services are covered by a special malpractice insurance policy. For additional information, contact the Business Office.

Personal Property Liability

All normal office supplies and equipment owned by teachers in the employment of the school are included in the master property insurance programs of the school. Additional possessions, however, are at the risk of the owner except as they serve an agreed-upon departmental purpose, have been appraised and listed separately with the insurance carrier, and arrangements have been worked out with the Business Office at the initiative of the owner and concurred in by that office. Private possessions so listed are covered totally in the event of loss by fire and are subject to a $250 deductible provision.

Provost and Director of Risk Management.

If you have additional insurance questions or need a certificate of insurance you can reach out to Risk Management, Safety & Security.

Office of Risk Management, Safety & Security