Benefits-eligible employees are eligible for life insurance beginning the first day of employment. Basic life insurance, which is 1x the employee's annual salary, is paid by Bethel at 100 percent.
Employees also have the option to elect supplemental life insurance at their own cost based on their age. Coverage can be elected in 1/2 increments up to 3x their annual salary. New employees are able to select up to 2x their annual salary without answering any medical questions.
Applications received after the first 30 days of employment are subject to changes in family status (change of spouse's employment, marriage, etc.) called qualifying events. Employees who need to make changes in their life insurance election due to an associated, reciprocal family status change should contact the Office of Human Resources for the appropriate insurance forms. Forms must be completed within 30 days of a qualifying event.
Open enrollment is held each year in late fall to allow employees to change their life insurance elections for the following year. Life insurance election changes are subject to a medical questionnaire in most cases.